Bond calculators
Every tool uses the conventions Indian bonds trade on (30/360 for G-secs, Actual/Actual for corporates, ACT/365 for T-bills) and current FY 2026-27 tax rules. Free, no login, and everything runs in your browser.
Fixed Income Comparator
Every mainstream option (FD, T-bills, G-secs, SDLs, FRSB, SCSS, POMIS, NSC, KVP, PPF, AAA bonds) on one post-tax footing, with the caps and lock-ins that decide it.
60 and overSCSS Calculator
Senior Citizens Savings Scheme quarterly payout and post-tax income, including the ₹50,000 Section 80TTB deduction most calculators leave out.
GoldSGB Calculator
Sovereign Gold Bond returns for secondary buyers and original subscribers, including the 2.5% coupon paid on issue price and the 1 April 2026 tax change.
Most popularBond Yield (YTM) Calculator
Price ↔ yield with Indian day counts, clean/dirty price, accrued interest, duration and full cashflow schedule.
Post-taxFD vs Bond Comparison
A bank FD against a listed bond on post-tax XIRR, under FY 2026-27 tax rules. Often changes the answer.
Reality checkFD Real Return Calculator
What your fixed deposit earns after tax and inflation. Banks don't show you this one.
SovereignT-Bill Calculator
91/182/364-day treasury bill price-to-yield conversion, maturity value and post-tax return at your slab.
SettlementAccrued Interest Calculator
Accrued interest under 30/360 or ACT/ACT and your total invoice amount, so you can check a contract note.
RiskDuration & Convexity Calculator
Macaulay, modified duration, convexity, PVBP, and exact repriced P&L for ±25 to ±200 bps yield shocks.
StrategyBond Ladder Builder
Design a maturity ladder: allocation per rung, projected maturity values, weighted average maturity, CSV export.
8.05% p.a.RBI Floating Rate Bond Calculator
FRSB half-yearly payouts, 7-year totals and post-tax yield at the current 8.05% rate (Jul–Dec 2026).